Showing posts with label HDB. Show all posts
Showing posts with label HDB. Show all posts

Sunday, April 19, 2009

Park Central - Apr 09 Updates

It has been a while since i posted any stuffs... Nothing much have happened during this period except that my car was raided by thousands of black ants (coz i parked too near an ant infested bush at my office's carpark)... I do not wish to go talk about that anymore as it has been a true nightmare!

Anyway, here's the progress of our new flat @ Park Central - AMK

Seems like they have started building some lower level structures... the basement carpark?

Sunday, March 8, 2009

Park Central - Mar 09 Updates

Hmm... Seems like not much difference when compared with Feb 09's photo

Monday, February 2, 2009

Park Central - Feb 09 Updates

Wow... These guys are quite fast! Almost done with piling already!?!

Taken on 01-Feb-2009

Saturday, January 10, 2009

Park Central - Jan 09 Updates

Finally, they have started work on our new flat!


Taken on 10-Jan-2009

Friday, October 31, 2008

HDB Appointment next Tuesday!

"We (HDB) have scheduled an appointment for you to sign the purchase, mortgage and CPF documents.

Date: 04/11/2008
Time: 10:00 AM
Venue: HDB Sales Operations Unit @ HDB Hub

To exercise the Option to Purchase,..."


We are finally going down to HDB Hub to sign our paperwork to complete the purchase of our own HDB flat! Yeah!... but it is also the start of being 'heavily' in debt... to repay $526,000 in 30 years... that works out to about $1,700+ monthly!!

Well, i guess what is more important is that we are really happy and excited about the idea of being able to own a flat ourselves and we are both contented with the location of our new flat =)

Friday, October 17, 2008

Updates from HDB (finally...)

Wow! it has been more than 1/2 month ago since i last posted anything here =P

Have recently received some letters from HDB with regards to our Park Central flat purchase

(1) On 9th Oct 2008, HDB informed us that our application for CPF Housing Grant hae been approved and a total of S$40,000.00 will be credited into our CPF accounts (S$20k each)

(2) On 10th Oct 2008, HDB sent us another letter. This is with regards to offering us a housing loan for the purchase of the flat. Guess what... It's an whopping loan of S$445,800.00, !! Geez... once we sign the loan agreement form, we will be $446k debt!! It will take us our lifetime (okay.. i'm exaggerating.. it's 30 years... but it feels like a lifetime lor...) to repay the loan.

After some calculation, i figured that we will be able to get back the initial 5% that we have paid in cash. But my colleagues have advised me to use that 5% to offset the HDB loan so as to reduce the total interest of the loan.

Should i do what they have advised? Or should i take that money and put it in fixed deposits (since MAS have just announced today that all deposits made to Singapore banks will be fully guranteed till end 2010)... Any advise anyone ??

Sunday, September 28, 2008

Blissful Marriage Seminar @ Toa Payoh HDB Hub













We attended this seminar on 27th Sept 2008 (Sat) at HDB hub! It was SO BORING! I fell asleep only 15 minutes into the presentation! Can you believe it? The CPF and HDB speakers are just throwing out facts that we could have easily obtained from their websites!

Before the talks begin at 2pm, Rum and i were approached by two bridal salons - "My Dream Wedding" and "Graceful Image" and this is actually the 1st time we have sat down to listen any wedding packages. "My Dream Wedding" seems to have some quite interesting packages on offer (thou we are not sure if it is really a very good deal) and they have left quite a professional and yet friendly impression on us. As for "Graceful Image", the impression they have left us is quite negative...

Well, here's a comparison of the packages that they have offered to us (based on what i remember... and yes i'll write them down next time...)

My Dream Wedding - Package 1
- Photo shoot to be done in Hong Kong
- Free rental of yatch during photo shoot (as it belongs to them)
- 25 pcs 17" x 11" album photos
- 2x table top photos (w frame)
- 1x oil portrait
Price: S$2,988 (excludes additional $200 roadshow discount)

My Dream Wedding - Package 2
- Photo shoot to be done in Singapore
- 25 pcs 17" x 11" album photos
- 2x table top photos (w frame)
- 1x oil portrait
- rental of gown & suit for bride & groom on wedding day
- photographer for wedding day (can't remember if this is included...)
Price: S$3,988 (excludes additional $200 roadshow discount)

My Dream Wedding - Package 3
(basically it's the combination of package 1 & 2)

- Photo shoot to be done in Hong Kong
- 25 pcs 17" x 11" album photos
- 2x table top photos (w frame)
- 1x oil portrait
- rental of gown & suit for bride & groom on wedding day
- photographer for wedding day (can't remember if this is included...)
Price: S$4,988 (excludes additional $200 roadshow discount)

Graceful Image - Package
- Photo shoot to be done in Singapore
- 22 pcs 17" x 11" album photos
- rental of gown & suit for bride & groom on wedding day
- photographer for wedding day (can't remember if this is included...)
Price: S$3,500 (excludes additional 15% roadshow discount for OCBC credit card holders)

Additional Photos
My Dream Wedding - S$80 per piece (will be included in album)
Blissful Image - S$78 per piece (album negotiable)

Going overseas for the photo shoot sounds great right! A chance to go for holiday + shopping (coz it's HK) and to be able to have a very different scenic as the photoshoot backdrop... But for now, let us do more homework on this before we make any decisions... not cheap k... =P

Wednesday, September 24, 2008

Specifications of flat

I was stumped when asked about what comes with my new flat @ Park Central. All i can remember is flooring, toilet equipments & aircon... eh... wat else??

So 1st thing when i got home, is to take out the sales brochure and look for my answers

Floor Finishes
Living, Dining and Hallway to Bedrooms: Tiles with skirting
Bedrooms: Laminated flooring
Bathrooms, Kitchen, Household Shelter, DB, Yard and Balcony: Tiles

Windows
Powder coated aluminium framed windows with glazing

Doors
Main Entrance: Approved fire rated timber door in laminate finish and metal gate
Bedrooms, Bathrooms and DB: Hollow core timber door in laminate finish
Between Kitchen & Yard: PVC door
Balcony: Powder coated aluminium framed glass door

Others
Balcony, Planter Box and A/C Ledge: Galvanised steel railing

Sanitary Fittings
Master Bathroom & Common Bathroom
- 1 shower cubicle with shower mixer and hand shower set
- 1 basin with vanity top and mixer tap
- 1 water closet
- 1 mirror
- 1 toilet paper holder
- 1 towel rail


Kitchen and Yard
- 1 Sink tap with double bowl sink

Waterproofing
Floors of Bathrooms, Kitchen, Balcony, Yard and Planter Box have been waterproofed

Additional Items
- Built-in Wardrobes in Bedrooms
- Kitchen Cabinets with Solid Surface Counter Top, complete with Kitchen Sink, Cooker Hood and Gas Hob
- Single / Multi-split Wall Mounted Fan Coil Airconditioning Systems in Bedrooms (Master Bedroom: Approx 12000 BTU, 2 Bedrooms: Approx 9000 BTU each)
- Clothes Drying Rack in Yard
- Gas Water Heater (Hot Water is provided to all Bathrooms)
- Town Gas is supplied to Kitchen Hob and Water Heater


In addition, these are the new condo-like facilities that will be built together with ParkCentral!! How more cool can it be !?!?! And of course these facilities are open to public - Do you really think it's a condo =P

Recreational Facilities
- Precinct Pavillion
- Fitness Corner
- Tai Chi/ Yoga Plaza
- Children's Playground
- Play Lawn
- Senior Citizen's Fitness Corner
- Community Garden
- Barbecue Garden
- Jogging Path
- Fragrance Garden
- Relaxation Garden

Tuesday, September 23, 2008

Artist Impression

Here's how our new flat will look like when it's completed in Dec 2011












and this is how the units are arranged within the blocks

Monday, September 22, 2008

Found another future neighbour-to-be !

I noe tat Ms Racheal Foo got a flat @ ParkCentral as our appointment to select a flat was on the same day and her unit is 588C #20-221

And guess what i found out today...
Mr Matthew Tay also applied and got his flat @ ParkCentral !!
He went for his appointment yesterday (21 Sep 08 - Sunday) and picked his unit is 588C #14-221

What a coincidence !!

Now, I'm wondering if there is anyone else that i noe who also got a flat @ ParkCentral... Singapore is so small... and new housing is so so so limited!

Huge Investment

This flat costs us S$523,600 and after paying the 1st 5% ($26,180) in cash, we are both now broke...

Luckily the next 15% payment is via CPF/Grant/Loan, else where to find the Ca$h man...

Sunday, September 21, 2008

ParkCentral Showflat Photos (*updated*)

Here are some of the photos of the showflat:

Living Room :















Dining Room:

















Kitchen:





























Yard:

















Master Bedroom:












Washroom:














Bedroom 1:






























Bedroom 2:

First Post!

Hi there! We've created this blog to keep a record of events leading to our Big Day...

Backdating in progress...

3rd Aug 2008
Application for Park Central @ AMK
This is our 5th attempt in applying for an HDB flat We have previously applied for flats at these locations - Tanglin Halt @ Commonwealth (Jan 08), Bukit Merah/Queenstown (Feb 08), Jurong West (Apr 08), Fernvale Residences (Jul 08) - but in vain... So we have submitted the application for Park Central @ AMK on the 3rd Aug 2008 and the balloting results are expected to be out by 11th Sept 2008! Wish us luck this time round =)

12nd Sept 2008
Balloting results is out!
Yeah! We have gotten our Park Central queue number - 0305. Chances of us getting a flat tis time is looking good! Erm... seems like we have quite a bit to do now - gotta list down our choices of units, calculate our budgets, look at fengshui of the flat etc... all these during my 2 weeks of reservist!! OMG!! Help help !!!

19th Sept 2008
We've selected our love nest!
Whee~! We've selected the unit for our new flat! It's #15-239. Rum likes to stay on higher levels but Raisin is afraid of heights. So, we compromised each other and agreed on the middle levels - 15th storey out of 30 storeys. We selected a 4-room flat, kinda small @ 91 sqm but it's just right for the two of us! Initially wanted to get the 5-room flat @ ard 120 sqm as the living room is huge, but due to budget contraints, we have dropped that idea. The more Raisin sees the 4-room's masterbed room, the more she loves it! The showflat's deco is fantastic!